Effective Value
$5
Annual Fee
$895
Cashback Rate
1%
Currency
american express
Current Welcome Offers
80,000 points
Spend $8,000 within 180 days
Requires a relationship with Morgan Stanley.
Annual Credits & Benefits
PreCheck Credit
$100
Lounge Access
$850
Hotel Credit (2x/yr $300)
$600
Misc. Hotel Perks
$250
Marriott/Hilton Gold Status
$200
Avis/Hertz/National Gold Status
$100
$15/mo Uber Cash
$200
Uber One Membership
$120
Airline Fee Credit
$200
Resy Credit ($100/qtr)
$400
Digital Entertainment Credit ($25/mo)
$300
Lululemon Credit
$300
Walmart+ Credit
$155
Saks Credit
$100
Oura Ring Credit
$200
Equinox Credit
$300
Historical Offers
125,000 points
Spend $8,000 within 180 days(Expired: 2025-11-12)
Requires a relationship with Morgan Stanley.