Effective Value
$505
Annual Fee
$95
Cashback Rate
1%
Currency
penfed
Current Welcome Offers
50,000 points
Spend $3,000 within 90 days
Annual Credits & Benefits
Incidental travel credit (yearly)
$100
Historical Offers
50,000 points
Spend $1,500 within 90 days
Additional Details
AF waived via military service or by setting up a checking account.